29 Years of Experience. 7,500+ Clients Helped.

Hi, I’m Jay Fleischman, and I’ve dedicated over 29 years to helping individuals like you navigate the complexities of student loan debt. I understand the stress and uncertainty that come with managing these obligations, and I’m here to provide you with a clear path forward.

  • Struggling to find an affordable repayment plan that fits your budget?
  • Confused by the maze of loan forgiveness and cancellation programs?
  • Facing the threat of default, wage garnishment, or lawsuits?
  • Unsure how to get out of default and back on track?

These are common concerns among student loan borrowers, and without proper guidance, they can feel insurmountable.

Get Solutions to Your Student Loan Problems

  • Lower your federal student loan payments

  • Qualify easily for federal student loan forgiveness

  • Get out of default on your federal student loans

  • Defend against student loan lawsuits

  • Negotiate student loan settlements

  • Protect your credit and stop collection harassment

  • Use the bankruptcy laws to your advantage against student loan companies

Let’s Solve Your Student Loan Problems

Enter your information to find out how Jay can help you with your student loans.

29 Years of Experience. 7,500+ Clients Helped.

Get dependable student loan help from Jay Fleischman, the only lawyer with a 29-year track record of representing people with educational debts and other bill problems. No other student loan attorney has more experience. Period.

  • Lower your federal student loan payments

  • Qualify for federal student loan forgiveness

  • Get out of student loan default

  • Defend against student loan lawsuits

  • Negotiate student loan settlements

  • Protect your credit and stop collection harassment

  • Use bankruptcy to beat the student loan companies

3 Steps to Student Loan Success

Schedule Your One-on-One Planning Session. Set up a time to speak with Jay by calling the office at 866-787-8078 or using our online scheduling system. You’ll choose a phone or video meeting, pick a time and day that works for you, and we’ll set aside a full hour for you to get the answers you need.

Gather Your Information and Pay the Fee. You’ll receive an email that tells you the information to provide in advance of your Planning Session, along with instructions on how to get everything to us. You will also get an invoice for the appointment fee of $295, which you can pay online using a credit or debit card, or by using your checking account.

Put Your Plan Into Action. Your hour-long Planning Session includes a complete review of your situation, evaluation of your options, and recommendations of the best way to solve your student loan problem. The entire session will be recorded, and a copy of the audio file will be sent to you. If we decide to work together, we’ll put your plan into action immediately.

STEP 1: Schedule Your One-on-One Planning Session.

Set up a time to speak with Jay by calling the office at 866-787-8078 or using our online scheduling system. You’ll choose a phone or video meeting, pick a time and day that works for you, and we’ll set aside a full hour for you to get the answers you need.

STEP 2: Gather Information and Pay the Fee.

You’ll receive an email that tells you the information to provide in advance of your Planning Session, along with instructions on how to get everything to us. You will also get an invoice for the appointment fee of $295, which you can pay online using a credit or debit card, or by using your checking account.

STEP 3: Put Your Plan Into Action.

Your hour-long Planning Session includes a complete review of your situation, evaluation of your options, and recommendations of the best way to solve your student loan problem. The entire session will be recorded, and a copy of the audio file will be sent to you. If we decide to work together, we’ll put your plan into action immediately.

Meet Jay

Student Loan Lawyer Jay FleischmanYou’ve probably heard horror stories about student debt. How it follows you for the rest of your life, ruins your credit and prevents you from buying a home or saving for retirement. You’ve read it’s impossible to wipe out student loans in bankruptcy, and that creditors can take your wages and tax refunds.

These are some of the lies the student loan servicers want you to believe.

What you probably don’t know is that there are dozens of ways to take control over your student loans so they don’t negatively impact your life and prevent you from doing the things you want to do.

My name is Jay Fleischman, and I’m a student loan lawyer. I’ve helped thousands of people just like you deal with their student loans so they can live more enriched lives.

Over the past 29 years I’ve worked with federal and private student loan borrowers to lower their payments, negotiate settlements, get out of default and qualify for loan forgiveness programs. My practice includes defending student loan lawsuits filed by companies such as Navient and National Collegiate Student Loan Trust. In addition, I’ve represented thousands of individuals and families in Chapter 7 and Chapter 13 bankruptcy cases. I currently focus my law practice solely on student loan issues.

I played a central role in developing the Student Loan Law Workshop, where I personally helped to train over 350 lawyers on how to help people with student loan problems. I’ve spoken at events held by the National Association of Consumer Bankruptcy Attorneys, National Association of Consumer Advocates, and bar associations around the country. National news outlets regularly look to me for my insights on student loans and consumer debt issues.

When we work together, I’ll evaluate your financial situation and answer every one of your questions in clear, understandable terms. From there, I will help you create a step-by-step plan to successfully manage your educational debts without paying outrageous amounts of money to some fly-by-night student loan “counselor.”

Student Loan Attorney Jay Fleischman

You’ve probably heard horror stories about student debt. How it follows you for the rest of your life, ruins your credit and prevents you from buying a home or saving for retirement. You’ve read it’s impossible to wipe out student loans in bankruptcy, and that creditors can take your wages and tax refunds.

These are some of the lies the student loan servicers want you to believe.

What you probably don’t know is that there are dozens of ways to take control over your student loans so they don’t negatively impact your life and prevent you from doing the things you want to do.

My name is Jay Fleischman, and I’m a student loan lawyer. I’ve helped thousands of people just like you deal with their student loans so they can live more enriched lives.

Over the past 29 years I’ve worked with federal and private student loan borrowers to lower their payments, negotiate settlements, get out of default and qualify for loan forgiveness programs. My practice includes defending student loan lawsuits filed by companies such as Navient and National Collegiate Student Loan Trust. In addition, I’ve represented thousands of individuals and families in Chapter 7 and Chapter 13 bankruptcy cases. I currently focus my law practice solely on student loan issues.

I played a central role in developing the Student Loan Law Workshop, where I personally helped to train over 350 lawyers on how to help people with student loan problems. I’ve spoken at events held by the National Association of Consumer Bankruptcy Attorneys, National Association of Consumer Advocates, and bar associations around the country. National news outlets regularly look to me for my insights on student loans and consumer debt issues.

When we work together, I’ll evaluate your financial situation and answer every one of your questions in clear, understandable terms. From there, I will help you create a step-by-step plan to successfully manage your educational debts without paying outrageous amounts of money to some fly-by-night student loan “counselor.”

Here’s What Clients Say

student loan lawyer review

Professional and Knowledgeable. I found Mr. Fleischman to be a very professional lawyer. More than that, he was also pleasant and well versed. He explained everything in detail and made sure we understood. He also had a great sense of humor which made us feel at ease. – Kathy (April 11, 2018)

A Calming Voice in a Stressful Time. I was referred to Jay and was very hesitant to call. I was very anxious about the process. Jay put me at ease within 15 seconds of talking to him. He asked a very direct and very simple question: “what happened”? From there, we spoke for about 45 minutes. Jay walked me through the bankruptcy process. Jay answered all of my questions; he made me feel at ease. – Kevin (April 9, 2018)

Amazing – Really Knows His Stuff. Jay did a full analysis of my federal student loans. Showed me how to save a lot of money on my federal loans and what my options are. He gave me solid advice on my private student loans. He took the fear out of me and did it in a funny anecdotal way. I have a clear path of action now. The time he spent with me was invaluable. He really knows his stuff! – Laura (November 4, 2016)

Don’t Be a Victim Anymore!

Student loan servicers such as Navient don’t believe they have any responsibility to provide you with accurate and complete information. Their websites are designed to keep you from understanding your rights, and their phone representatives are trained to withhold information.

Navient stated in a recent court filing that “there is no expectation that the servicer will act in the interest of the consumers.” The company also said that it does not have any duty to borrowers.

Do you really want to trust them for advice on your best options?

Student loan “consultants” and “counselors” try to scam you into an expensive solution that involves filling out free forms and clicking a few buttons.

These companies are routinely sued by state and federal agencies for fraud and misrepresentation. In fact, in December 2018 the FBI arrested the head of a student loan debt relief company as he tried to flee the country after the Federal Trade Commission sued him on claims that he’d defrauded thousands of borrowers with false promises of student loan forgiveness.

Protect youself by working with a student loan lawyer.  Lawyers are subject to state licensing regulations, are required to attend continuing education in order to continue practicing law, and are held to a code of ethics in the ways they deal with clients. In other words, we’ve got to maintain a level of competence or we’re not going to be able to keep our license to practice law for very long.

The choice is yours: continue to live in fear of your student loans … or take control.

Get in touch and I’ll give you the information you need to make the best choices.

You’ll get solutions that can save you thousands of dollars and hundreds of sleepless nights worrying about your student loan debt.

I hope to hear from you soon.

Don’t Be a Victim Anymore

Get in Touch

Enter your information to find out how Jay can help you with your student loans.

Student loan servicers such as Navient don’t believe they have any responsibility to provide you with accurate and complete information. Their websites are designed to keep you from understanding your rights, and their phone representatives are trained to withhold information.

Navient stated in a recent court filing that “there is no expectation that the servicer will act in the interest of the consumers.” The company also said that it does not have any duty to borrowers.

Do you really want to trust them for advice on your best options?

Student loan “consultants” and “counselors” try to scam you into an expensive solution that involves filling out free forms and clicking a few buttons.

These companies are routinely sued by state and federal agencies for fraud and misrepresentation. In fact, in December 2018 the FBI arrested the head of a student loan debt relief company as he tried to flee the country after the Federal Trade Commission sued him on claims that he’d defrauded thousands of borrowers with false promises of student loan forgiveness.

Protect youself by working with a student loan lawyer.  Lawyers are subject to state licensing regulations, are required to attend continuing education in order to continue practicing law, and are held to a code of ethics in the ways they deal with clients. In other words, we’ve got to maintain a level of competence or we’re not going to be able to keep our license to practice law for very long.

The choice is yours: continue to live in fear of your student loans … or take control.

Get in touch and I’ll give you the information you need to make the best choices.

You’ll get solutions that will save you thousands of dollars in needless fees and hundreds of sleepless nights worrying about your student loan debt.

I hope to hear from you soon.

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