As a student loan lawyer, I’ve found the most significant problem to be that the system lacks transparency. Student loan borrowers are left in the dark, struggling to find reliable information so they can manage their student debt and advocate for their best interests. This series of articles provides a step-by-step guide to learning about student loan options.
I hope you find it helpful.
Navigating the world of student loans can be overwhelming, especially when there are so many different types to choose from. Understanding the options available to you is crucial for making informed decisions about your education and your financial future. In this guide, we’ll break down the various types of student loans, repayment options, and creative ways to manage your educational debt without going broke.
We’ll cover the eligibility requirements and pitfalls of various forgiveness and cancellation programs, how to navigate student loan default, and dealing with collections and lawsuits.
With a clear understanding of your options, you’ll be better equipped to make the best decisions for your education and your financial future.
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ABOUT THE AUTHOR
Since I became a lawyer in 1995, I’ve represented people with problems involving student loans, consumer debts, mortgage foreclosures, collection abuse, and credit reports. Instead of gatekeeping my knowledge, I make as much of it available at no cost as possible on this site and my other social channels. I wrote every word on this site.
I’ve helped thousands of federal and private student loan borrowers lower their payments, negotiate settlements, get out of default and qualify for loan forgiveness programs. My practice includes defending student loan lawsuits filed by companies such as Navient and National Collegiate Student Loan Trust. In addition, I’ve represented thousands of individuals and families in Chapter 7 and Chapter 13 bankruptcy cases. I currently focus my law practice solely on student loan issues.
I played a central role in developing the Student Loan Law Workshop, where I helped to train over 350 lawyers on how to help people with student loan problems. I’ve spoken at events held by the National Association of Consumer Bankruptcy Attorneys, National Association of Consumer Advocates, and bar associations around the country. National news outlets regularly look to me for my insights on student loans and consumer debt issues.
I’m licensed to practice law in New York and California and advise federal student loan borrowers nationwide.