Listen to The Ultimate Guide to Avoiding Bankruptcy:

There’s a way to be 100% certain you’ll never need to file for bankruptcy.

I’ve been a bankruptcy lawyer for over 25 years. Gene Melchionne has been representing people in bankruptcy court for longer than that. Between us, we had both played armchair quarterback enough times to know the exact point in a client’s life when financial distress was all but certain. Using that knowledge, we figured we could put together a roadmap to help people avoid bankruptcy.

We sat down and prepared the ultimate checklist of ways to be 100% certain you’ll never have to see the inside of a bankruptcy court. And in this episode of Money Wise Law, we reveal the secrets to you.

Our list is meant to be a farce, but under it all there is a simple truth: there is no way to be absolutely certain you’ll never need the protection of the bankruptcy court.

Life is unpredictable, and your fortunes can change in an instant. Marital upheaval, an illness, job loss, or minor rent increase can throw even the most carefully planned household budget into disarray. Bankruptcy exists as a hedge against the risks inherent in modern life.

Enjoy the shenanigans, and consider whether there’s ever been a time in your life that you were close to needing bankruptcy.